Basic Insurance Terms
Quiz by Sandy Munton
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16 questions
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- Q1the chance of loss from an event that cannot be entirely controlledRisk30sEditDelete
- Q2the money paid to an insurance company to purchase a policyPremium30sEditDelete
- Q3the amount paid out of pocket by the policyholder for the initial portion of a loss before the insurance companyDeductible30sEditDelete
- Q4A type of insurance paid to an individual if he/she is injured and is unable to work for a specified length of time.Disability insurance30sEditDelete
- Q5Provides money to pay for health care for illness injury or, in some cases preventive careHealth Insurance30sEditDelete
- Q6Covers when liable or responsible for an accident where others are injured or killedLiability Insurance30sEditDelete
- Q7provides payment for both vehicle repair or replacement and injuryAutomobile insurance30sEditDelete
- Q8an insurance contract that states what risks are covered and how much money will be paid for lossesPolicy30sEditDelete
- Q9provides payment to cover liability losses as well as damage and loss of the home and its contentsHomeowners Insurance30sEditDelete
- Q10Provides payment to renters to cover the damage and loss of property in rental unit in addition to liability lossesRenters Insurance30sEditDelete
- Q11Provides Payment to beneficiaries if an insured person diesLife Insurance30sEditDelete
- Q12someone who receives insurance money if the insured person diesBeneficiary30sEditDelete
- Q13money that lasts six months of expenses to cover costs of unexpected eventsemergency savings30sEditDelete
- Q14the risk and the amount of money paid for losses under an insurance policycoverage30sEditDelete
- Q15person who purchases insurancepolicy holder30sEditDelete
- Q16paper work submitted to insurance organization describing the accident illness, injuryclaim30sEditDelete