placeholder image to represent content

Chơi đi học chi_Present Vs Future Value

Quiz by Dương Đăng Khoa

Our brand new solo games combine with your quiz, on the same screen

Correct quiz answers unlock more play!

New Quizalize solo game modes
20 questions
Show answers
  • Q1
    According to the text book, what is the definition of Present Value?
    None of the above
    Inverse of future cash flows
    Present cash flow compounded into the future
    None of above is correct
    60s
  • Q2
    What is the present value formula for one period cash flow?
    PV = FV1/t
    PV = FV1/r
    PV = FV1*(1 + r)
    PV = FV1/(1 + r)
    60s
  • Q3
    According to the textbook, what is the requirement to accept an investment project?
    NPV is positive.
    NPV is greater than the cost of investment
    NPV is greater than the present value of cash flows
    NPV is negative
    30s
  • Q4
    What is the definition of a perpetuity?
    Same cash flows at equal intervals of time forever
    Unequal cash flows at equal intervals of time forever
    none of the above
    Same cash flows at equal intervals of time for a specific number of periods
    60s
  • Q5
    What is the definition of an annuity?
    Same cash flows at equal intervals of time forever
    Unequal cash flows at equal intervals of time forever
    none of the above
    Same cash flows at equal intervals of time for a specific number of periods
    30s
  • Q6
    If you receive VND 10 million payment at the end each year for the next 15 years, what kind of cash flow is this?
    An annuity due
    Perpetuity
    Future value
    An ordinary annuity
    45s
  • Q7
    AIA insurance company is selling a retirement fund that requires you to deposit VND 10 million every year, and you want to know how much the fund will be worth when you retire in the next 40 years. What financial technique should you use to calculate this value
    Future value of an annuity
    Present value of a perpetuity
    Present value of an annuity
    Future value of a single payment
    30s
  • Q8
    Which of the following statements perfectly describe the concept of compound interest?
    None of the above
    Interest earned on an initial investment
    The total amount of interest earned over the life of an investment
    Interest earned on interest
    45s
  • Q9
    Which of the following statements perfectly describe the concept of simple interest?
    Interest earned on an initial investment
    The total amount of interest earned over the life of an investment
    Interest earned on interest
    None of the above
    30s
  • Q10
    The future or present value of an amount depends upon
    number of times per year compounding occurs.
    the number of periods.
    all of the above.
    the interest rate.
    60s
  • Q11
    In general, what is the basic rule of the time value of money?
    a dollar in hand today is worth more than a dollar promised at some time in the future
    investments will always be worth more tomorrow than they are today
    it’s always wiser to save a dollar for tomorrow than to spend it today
    all of the above express an aspect of the basic rule of time value of money
    60s
  • Q12
    When comparing an annuity due with an ordinary annuity with the same payment and duration, the annuity due will always have a _______ present value and will always have a _______ future value
    lower, lower
    lower, higher
    higher; higher
    higher; lower
    60s
  • Q13
    If Mr. Minh deposits $11,500 in BIDV today, what will the money be worth in 3 years, the semi-annual nominal interest rate is 4% and it’s compounded semi-annually (Don’t write currency symbol, round up to 0 decimal numbers)
    15,551
    16,830
    17,210
    13,320
    120s
  • Q14
    If Mr. Minh deposits $11,500 in BIDV today, what will the money be worth in 3 years, the quarterly nominal interest rate is 2% and it’s compounded quarterly (Don’t write currency symbol, round up to 2 decimal numbers)
    12,524.78
    24,584.78
    14,584.78
    11,984.78
    30s
  • Q15
    What is the present value of an ordinary 12-year annuity that pays $1,000 per year when the interest rate is 7% (Don’t write currency symbol, round up to 2 decimal numbers)
    9,742.70
    7,942.70
    7,242.70
    5,942.70
    120s

Teachers give this quiz to your class