EPF Practice Health and Life Insurance

COBRA allows you to keep your employer health insurance after you loose your job.

Term insurance is also permanent insurance.

Managed care is a type of health insurance designed to control how health care services are used

HMOs require you to use certain doctors

Medicaid is administered by the state and federal government and provides healthcare to citizens that have a limited income.

Social Security provides disability, retirement, and death benefits

The sooner a person is likely to die, the higher the premium he or she will pay to have life insurance

Whole life insurance is a permanent policy for which you pay a specified premium each year

The insurance company decides who receives the benefits of your life insurance policy

Mr. Akon's wife died. The money he received as the beneficiary on her life insurance is called the:

A ___________________________ is a document attached to a policy that changes its terms by adding or excluding benefits or terms of the policy

A _____________________ may be required upon admittance to the emergency room, urgent care or visiting the doctor.

Suicide Clause state that in the first ____________ beneficiaries can only receive the amount of premiums paid if an insurer commits suicide.

Types of out of pocket expenses for health insurance are

Insurance Riders are additions to your