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F&A Academy PTP Payment Processing

Quiz by chris shocknesse

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7 questions
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  • Q1

    What is payment processing?

    It starts when a customer places an order and ends once they receive their package or service.

    It is the series of digital communications between banks, processing networks, and POS systems that make it possible for your business to accept non-cash payments.

    It is the process of receiving the order from the customer, fulfilling that order by providing the goods/services required and receiving payments from the customers for the goods/services provided.

    60s
  • Q2

    This step in the payment process is just to ensure that the transaction taking place isn’t fraudulent. This corresponds to

    This step in the payment process is just to ensure that the transaction taking place isn’t fraudulent.

    The information is received by a payment gateway and sent to a payment processor.

    Your customer pays via one of your business’s accepted payment methods.

    60s
  • Q3

    The information is received by a payment gateway and sent to a payment processor. This corresponds to

    The payment processor verifies the card’s security

    Payment information is validated for approval

    Your payment processor communicates authorized transactions

    60s
  • Q4

    Once the transaction has been approved and validated, it moves into the settlement and funding phaser. This corresponds to

    Your business bank account is funded

    Your payment processor communicates authorized transactions

    Funds are debited from customer accounts

    60s
  • Q5

    The debited funds are transferred to your business bank account. This corresponds to

    Payment is initiated via customer

    Your business bank account is funded

    Funds are debited from customer accounts

    60s
  • Q6

    It is a vendor that facilitates electronic payments by acting as the messenger between banks and merchants. This corresponds to

    Journal Entry

    Three way match

    Payment processor

    60s
  • Q7

    It is the financial institution that maintains a merchant’s account in order to accept credit cards. This corresponds to

    Journal Entry

    The acquirer

    Three way match

    60s

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