placeholder image to represent content

Financial Literacy - W!SE Review

Quiz by Cecilia Gray

Our brand new solo games combine with your quiz, on the same screen

Correct quiz answers unlock more play!

New Quizalize solo game modes
86 questions
Show answers
  • Q1
    a check written for an amount more than in your account
    Question Image
    Bounced check
    30s
  • Q2
    A check issued by a bank and sold to you for personal payments to people who won't accept a personal check. It certifies that you have the money available.
    Question Image
    Cashier's Check
    30s
  • Q3
    A nonprofit financial institution that is owned by its members and organized for their benefit.
    Question Image
    credit union
    30s
  • Q4
    a for-profit institution that offers a full range of financial services
    Question Image
    Commercial Bank
    30s
  • Q5
    A form of check payment on which the financial institution prints the exact amount covered. Often used by people who do not have a checking account.
    Question Image
    Money Order
    30s
  • Q6
    Make your bank records compatible with your bank statements.
    Reconcile
    30s
  • Q7
    a small, secure storage compartment that you can rent in a bank, usually for $100 a year or less.
    Question Image
    safe deposit box
    30s
  • Q8
    Obtainable through the U.S. government. Purchased at one-half the face value and will mature to full face value over a specified period of time. FDIC insured, moderate liquidity, moderate rate of return.
    Question Image
    U.S. Savings Bond
    30s
  • Q9
    Character(credit history), Capacity(ability to repay), Capital(assets)
    3 C's of Credit
    30s
  • Q10
    Annual percentage rate; the annual rate of interest that is charged for using credit
    Question Image
    APR
    30s
  • Q11
    The chapter of the Bankruptcy Code providing for "liquidation" (i.e., the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors).
    Question Image
    Chapter 7
    30s
  • Q12
    something of value that a borrower lets the lender claim if a loan is not repaid
    collateral
    30s
  • Q13
    A credit rating developed by Fair Isaac & Company in the late 1950s, now widely used by lenders and employers. It consists of digit numbers ranging from 300-850.
    Question Image
    FICO score
    30s
  • Q14
    Equifax, TransUnion, and Experian keep a record of consumer's credit transactions
    Question Image
    credit reporting agencies
    30s
  • Q15
    is the total dollar amount you pay to use credit.
    Question Image
    finance charge
    30s

Teachers give this quiz to your class