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FLOW IDENTIFIER

Quiz by Vinthushan

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12 questions
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  • Q1

    Renewal of Credit Guarantee limit of Rs.5.000 Mn, secured by Machinery Mortgages.

    ADV 86A

    SME General

    M-Part I

    ASME

    30s
  • Q2

    SME (New) Flow cannot be used in the evet of,

    Applicant who is having retail facilities which are serviced from business income

    A businessman who is obtaining facilities frequently against cash deposits for working capital purpose.

    A company is requesting SME facilities for the very first time. The Director of this company also has another company which already has SME facilities with us.

    A customer who had settled SME facilities long time ago, requesting new facilities.

    60s
  • Q3

    Diribala Flow cannot be used in the event of,

    Refinance loan proposed for a trading business which is serviced from future income to be generated.

    Bank funded loan (Diribala Scheme) proposed for trading business which is serviced from future income to be generated.

    Bank funded loan proposed for manufacturing oriented businesses for purchase of land which is to be serviced from income to be generated.

    Renewal of Interest Subsidy loan scheme and grant an additional T/L of Rs.25.000 Mn.

    60s
  • Q4

    Mr. Johny has an ROD limit of Rs.5.000 Mn secured 100 % against a Fixed Deposit, a Housing Loan facility of Rs.5.000 Mn jointly obtained with his spouse, and a Microfinance T/L facility of Rs.5.000 Mn in the name of Coco Products, which to be settled within the next 03 months.

    Present requests are,

    1. To renew all existing facilities.

    2. To replace fixed deposit by a Property Mortgage.

    What is the flow to be used ?

    ADV 86A

    M-Part I

    SME General

    ASME 

    60s
  • Q5

    Coco Products has an ROD limit of Rs.25.000 Mn secured against 100 % cash and Mr. Johny has a Microfinance T/L facility of Rs.0.300 Mn.

    The proposal is for renewal, What is the flow to be used ?

    ASME

    AGRI

    ADV 86A

    M-Part I

    30s
  • Q6

    Mr. James has a T/L facility granted under fixed rates with an outstanding balance of Rs.470.00 Mn.

    According to the latest audited financials FY 2023/2024, his sales T/L is Rs.1.200 Bn, However average sales T/O for last 03 years is Rs.700.00 Mn.

    The last approved paper was a SME, To renew the existing facility which flow should be used ?

    SME General

    M-Part I

    Corporate

    Memorandum (Review of Interest)

    60s
  • Q7

    Mr. Johnny has a current account with a casual excess of Rs.0.100 Mn. Mr. Johnny has informed that he is unable to settle the amount at once and has requested a concession for the same. Accordingly, a short-term loan is proposed to settle the amount within a 06 months period.

    What is the flow to be used ?

    ADV 77

    M-Part I

    ADV 58

    SME

    45s
  • Q8

    Coco Products has a T/L of Rs.25.000 Mn secured by property mortgages and Mr. Johny has an ROD limit of Rs.24.000 Mn secured against cash and Lease facility of Rs.40.000 Mn.

    Present request is for renewal, What is the flow to be used ?

    ASME

    SME General

    M-Part I

    ADV 86A

    30s
  • Q9

    Mr. Janith is enjoying RSTL limit of Rs.40.000 Mn against property mortgages and a ROD limit of Rs.5.000 Mn against 100 % cash.

    Present request is to enhance the existing ROD limit by Rs.6.000 Mn against 100 % cash.

    ADV 86

    SME General

    ASME

    ADV 86A

    30s
  • Q10

    Mr. Praveen proposing  a T/L facility of Rs.45.000 Mn under Diribala Green Development Scheme against machinery mortgage to part finance the purchase and installation cost of solar panel. Same can be serviced from the income generated from the existing business.

    What is the flow that should we use to cater the request.

    Diribala

    ASME

    AGRI

    SME General

    60s
  • Q11

    Shan Enterprises engaging in manufacturing and trading of food and beverages, Present request is for T/L facility of Rs.15.000 Mn under BIZ loan scheme to finance the expansion cost of the business. Said facility is to be serviced from the anticipated business income.

    What is the suitable flow to cater the request ?

    ASME

    SME New

    DIRIBALA

    SME General

    60s
  • Q12

    Request is for a renewal of facilities with an exposure of Rs.510 Mn fully secured by cash.

    What is the suitable flow ?

    Corporate

    M-PART I

    SME General

    ADV 86

    30s

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