Question 1

HMOs are known for stressing

Accepted Answer

Preventive medicine and early treatment

Answer

Health care services for government employees

Answer

State-sponsored health care plans

Answer

In-hospital care and services

Question 2

Which of the following organizations would make reimbursement payments directly to the insured individual for covered medical expenditures?

Accepted Answer

Commercial insurer

Answer

Preferred provider organization

Answer

Administrative-services-only plan

Answer

Health maintenance organization

Question 3

Marty just received his first Social Security disability payment. From this, we can assume

Accepted Answer

His disability is expected to last at least 12 months

Answer

He is at least 65 years of age

Answer

His disability commenced 3 months ago

Answer

He had previously applied for Medicaid

Question 4

The waiting period before qualifying for Social Security disability benefits is how many months?

Accepted Answer

5

Answer

6

Answer

3

Answer

12

Question 5

Which of the following individuals would probably qualify for Social Security disability benefits?

Accepted Answer

John, who experiences serious early-onset Alzheimer’s and is unable to remember how to get to work

Answer

George, a ski instructor who breaks his leg

Answer

Mike, a mechanic who loses his dominant hand in an accident

Answer

Carl, who becomes ill with a viral infection and is not expected to be able to work for the next 6 months

Question 6

Jerry is injured while working. Under state workers’ compensation laws, we can assume that

Accepted Answer

Jerry will probably receive workers’ compensation benefits on a monthly or weekly basis

Answer

Both Jerry and his employer are required to contribute to the cost of workers’ compensation coverage

Answer

His employer will not be liable for Jerry’s work related disabilities if the employer’s negligence did not contribute to the injuries

Answer

Jerry just sue his employer to receive workers’ compensation benefits

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