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Q 1/6
Score 0
The miscellaneous expense benefit in a basic hospital expense policy normally will cover
60
Physicians’ bedside visits
Hospital room and board
Drugs and medicine administered in the hospital
The administering of anesthesia
Q 2/6
Score 0
Which of the following statements about deductible provisions in medical insurance policies is NOT correct?
60
They are most common in basic medical expense policies
They help eliminate small claims
The provide that initial expenses up to a specified amount are to be paid by the insured
They help hold down premium rates
6 questions
Q.
The miscellaneous expense benefit in a basic hospital expense policy normally will cover
1
60 sec
Q.
Which of the following statements about deductible provisions in medical insurance policies is NOT correct?
2
60 sec
Q.
An insured has a basic hospital/surgical expense policy, which provides benefits of $50 per day for up to 30 days of hospitalization and $750 for miscellaneous charges. It bases its surgical benefits on a schedule approach. The insured is hospitalized for a severely broken leg that requires surgery. The surgical procedure has been assigned $500 by the policy, though the customary charge in the area is $600. The insured incurs the following expenses:
• $80 per day for seven days hospital charge
• $675 for the surgical procedure
• $800 for miscellaneous expenses
The insured’s policy will pay
3
120 sec
Q.
Wilbur’s basic medical expense policy limits the miscellaneous expense benefit to 20 times the $90 daily room and board benefit. During his recent hospital stay, miscellaneous expenses totaled $2,100. How much, if any, of this amount will Wilbur have to pay?
4
60 sec
Q.
All of the following are types of deductible provisions associated with major medical policies EXCEPT
5
60 sec
Q.
If the coinsurance feature in a major medical insurance policy is 75/25 with a $100 deductible, how much of a $2,100 bill would the insured pay?
