LH Chapter 22 FL Manual
Quiz by Brian Morton
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6 questions
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- Q1Which of the following is the usual grace period for a semiannual premium policy?20 days31 days7 days60 days60s
- Q2Diane, the beneficiary under her husband’s AD&D policy, submits an accidental death claim on May 1, 2010, following his death. However, the company denies the claim on the basis that death was due to natural causes. She decides to talk to her attorney. What is the earliest date for taking legal action against the insurer?June 1, 2010May 1, 2011May 2, 2010July 1, 201060s
- Q3All of the following are required uniform provisions in individual health insurance policies EXCEPTEntire contractChange of occupationReinstatementGrace period60s
- Q4Which kind of health insurance policy assures renewability up to a specific age of the insured, although the company reserves the right to change the premium rate on class basisOptionally renewableNoncancellableGuaranteed renewableCancellable60s
- Q5According to the notice of claims provision in a health insurance policy, a claimant normally must notify the insurance company of loss within how many days after the loss occurs?6020104060s
- Q6Which of the following types of health insurance policies prevents the company from changing the premium rate or modifying the coverage in any way?Guaranteed renewableNoncancellableCancellableOptionally renewable60s