How many hours of continuing education must a LIMITED LINES AGENT complete within 24 months after getting licensed?

Which of the following would not be considered fraud:

Texas insurance law stipulates that the maximum percent of controlled business an agent can write is:

What kind of insurance company is an insurance company owned by its policyholders?

In Texas, insurance laws and regulations are enforced by the:

Which one of the following acts is considered an unfair or deceptive act or practice?

An insurance company that is organized in Texas and solicits insurance in Texas is what kind of company?

A limited Lines Agent may sell insurance for:

Which one of the following is an example of a peril?

Which one of the following acts constitutes an unfair trade practice?

Which would be considered discrimination:

Which person does not have to be licensed?

A claims adjuster that denies an insured's claim must:

The minimum limits under the Texas Motor Vehicle Safety Responsibility Law are:

When the insurer and the insured cannot agree on the value of a loss, the matter is submitted to disinterested parties for resolution. Under a standard appraisal clause, how many parties are involved in determining the value of the loss?

Which would be considered engaging in false advertisement:

What is the definition of fiduciary?

All of the following constitute the transaction of insurance EXCEPT:

Other coverages that are provided by a policy, in addition to the limits of liability are known as:

The duties and rights of the parties can be found in the:

Which one of the following situations describes an indirect loss?

An individual that lives in another state may obtain a license in Texas by:

A producer whose license has expired will be required to retake the licensing exam if the license has been expired for more than:

If an insurance representative denies a claim, he must:

An individual loses rental income due to a fire loss to his rental home. This loss is described as a (an):

Which one of the following is an example of misrepresentation?

Which of the following would be considered false advertising:

An insurance company organized in London, and is authorized to conduct business in Texas is classified as a(n):

The Commissioner of Insurance examines the records of an insurance company for the following reason:

In addition to protecting a consumer, the purpose of the Fair Credit Reporting Act is to:

If an agent's insurance license has been revoked, how long must he wait before applying for another license?

When faced with a known violation of insurance law, the Commissioner likely would:

The Exclusion part of a policy may exclude all of the following except:

When a small restaurant is damaged by a tornado, the owners are forced to close for 1 month while the property is repaired. The building suffers damages of $20,000. The owners estimate they will lose $50,000 in business receipts. In order to keep their staff, the owners must continue to pay salaries totaling $5,000. Ignoring any deductible, how much of the direct loss will the business owners policy pay?

Which of the following actions would NOT be considered an unfair claim settlement practice in Texas?

Which one of the following is considered a hazard?

XYZ Insurance company provides settlement claim drafts to agent Smith, but the agency contract does not state that agent Smith can write a settlement draft. However, it is understood that agent Smith has this right. This is known as:

Which is considered coercion or intimidation?

Which of the following is a requirement for a temporary insurance license?

Upon hearing, the Commissioner of Insurance may do all of the following, except:

Talking bad about the financial condition of an insurance company, with the intention of hurting them, would be an example of:

Which one of the following describes the concept of subrogation?

The agent has many responsibilities to the applicant. One involves a trust relationship between the agent and the insured regarding the insured's finances and confidentiality. In this case the agent acts in what capacity?

Which one of the following is NOT transacting insurance?

An individual may obtain a limited lines license to sell the following type of policy:

Which of the following describes indemnification?

Limits of Liability represents:

Which of the following statements concerning Texas' continuing education law is NOT correct?

Which of the following policy provisions states which losses are uninsurable?

Which of the following is not considered transacting insurance: