1. The ______ is created by a financial relationship between suppliers and users of short-term funds.

2. Firms that require funds from external sources can obtain them from _____.

3. The major securities traded in the capital markets are ____.

4. The primary goal of the financial manager is _____.

5.Profit maximization fails because it ignores all EXCEPT

6. A ______ is set up so that employees of corporations or governments can receive income after retirement.

7.The major securities traded in the capital markets are

8. Firms that require funds from external sources can obtain them from

9. Most businesses raise money by selling their securities in a.

10.Financial managers evaluating decision alternatives or potential actions must consider

11. The minimum level of current assets required by a firm to carry-on its business operations given its production capacity or relevant sales range

12. the excess of working capital over the permanent working capital given its production capacity or relevant sales range.

13. The _________ inventory contains the basic components of the production process.

14. You need to save up for P1500 in 1 year. How much should you save now if the bank offers a rate of 5%

15. What is the present value of a 3-year annuity payment of P1,000 with a discount rate of 5% if the first payment will be made today?

16. This is about setting the goals of the organization and identifying ways on how to achieve them

17.The most important account in the financial statement in making a forecast

18. A statement of the firm’s planned inflows and outflows of cash. It is used by the firm to estimate its short-term cash requirements with particular attention being paid to planning for surplus cash and for cash shortages

19. A tool of the company to set an overall goal of what the company’s performance and position will be for and as of the end of the year. It sets targets to control and monitor the activities of the company

20. Implication of a positive EFN(External Fund Needed)

21. Implication of a negative EFN (External Fund Needed)

22. Ending inventory of current period is __________of next next period

23. What does this formula represents? Expected Sales + Target Ending Inventories- Beginning Inventories = _____________

24. These are factors considered in forecasting sales and are beyond the control of the organization

25. Refers to the variable and fixed costs needed to run the company but are not attributable to the generation of sales.

26. Implication of a negative Cash Conversion Cycle

27. This is described as the difference between current assets and current liabilities

28. An important account in the balance sheet that will affect the liquidity and solvency of a company and it is also the most vulnerable when it comes to theft.

29. The number of times interest is computed on a certain principal in one year.

30. A stream of equal periodic cash flows, over a specified period

31. An unequal periodic cash flows that reflect no particular pattern

32-33 What do you think is the most important consideration of banks in approving a loan?

34 -35Why is it important for banks to collect all the loan requirements?

36. Which requirements are meant to be used to evaluate CHARACTER as part of the 5Cs credit evaluation?

37. Which requirements are meant to be used to evaluate CAPACITY as part of the 5Cs credit evaluation?

38. Which requirements are meant to be used to evaluate COLLATERAL as part of the 5Cs credit evaluation?

39. Which requirements are meant to be used to evaluate CAPITAL as part of the 5Cs credit evaluation?

40. Which requirements are meant to be used to evaluate CONDITION as part of the 5Cs credit evaluation?

41. Taken from the financial statements for the year 2019 of Advincula Enterprises, the following : Cost of Goods Sold = P60,000, Beginning Inventory =45,000 , Ending Inventory P15,000. Compute for the days of Inventory.

42. Purchases are taken from the Statement of Comprehensive Income and account payables are taken from Statement of Financial Position if Purchases on Credit amounts to P75,000 , beginning accounts payable is P8,000 and ending accounts payable is P1,500. Find the Days of Payables Outstanding to the creditor.

43. Find the Net Working Capital of De Guzman Trading if the total current assets amounts to P5,500,000 and total current liabilities is P 250,000.

44. If the operating cycle is 60 days and the days of inventory is 30 days. Find the days of receivables

45. What is the Cash Conversion Cycle if the operating cycle is 90 days ,days of inventory is 60 days and days of payables is 30 days

46. The sale of stocks or bonds to the general public is called public offering

47. Treasury Bonds and Treasury Bills have very low risk of default since the government assures that these will be paid.

48. Preferred stock has a priority over common stock in terms of claims over the assets of a company

49. Holders of common stocks are the real owners of the company

50. Financial Institutions are intermediaries that channel the savings of individuals, businesses and governments into loans and investments.