Question 1

Which character on the TV show Friends once got his/her head stuck in a turkey?

Accepted Answer

Joey

Answer

Chandler

Answer

Ross

Answer

Rachel

Question 2

Based on a bank that is leveraging their deposits, which of the following are good loans to deposits ratio?

Accepted Answer

98%

Answer

65%

Answer

75%

Answer

25%

Question 3

TRUE or FALSE: A good indicator of a profitable bank is having a Return on Assets (ROA) greater than 1%?

Accepted Answer

TRUE

Answer

FALSE

Question 4

How many elements are in the periodic table?

Accepted Answer

118

Answer

122

Answer

116

Answer

120

Question 5

TRUE or FALSE: If a FI has capital below 7% they are a perfect candidate for Launch?

Accepted Answer

FALSE

Answer

TRUE

Question 6

TRUE or FALSE: We perform proforma's for every prospect?

Accepted Answer

FALSE

Answer

TRUE

Question 7

Efficiency Ratio is?

Accepted Answer

Expenses divided by Revenue

Answer

Loans divided by Deposits

Answer

Capital divided by Assets

Answer

ALL Three

Question 8

TRUE or FALSE: A De Novo is a bank with a charter launching a digital bank?

Accepted Answer

FALSE

Answer

TRUE

Question 9

TRUE or FALSE: Banks are regulated by the NCUA?

Accepted Answer

FALSE

Answer

TRUE

Question 10

TRUE or FALSE: A FinTech can partner with a bank or credit union to Launch a digital bank?

Accepted Answer

TRUE

Answer

FALSE

Question 11

What was the first toy advertised on Television?

Accepted Answer

Mr. Potato Head

Answer

Lionel Trains

Answer

Silly Putty

Answer

Slinky

Question 12

Interest Margin is?

Accepted Answer

Loan interest minus Deposit interest

Answer

Loans divided by Deposits

Answer

Expenses divided by Revenue

Answer

ALL Three

Question 13

Which Cartoon Character lives in a Pineapple Under The Sea?

Accepted Answer

Spongebob Squarepants

Answer

Ariel

Answer

Mr. Krabs

Answer

Neemo

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