Question 1

What is multi-factor authentication?

Accepted Answer

A security measure that requires multiple forms of identification to access an account.

Answer

Disabling all security measures on your device.

Answer

Using the same password for all your accounts.

Answer

Sharing your login credentials with others.

Question 2

What is phishing?

Accepted Answer

A fraudulent attempt to obtain sensitive information by disguising as a trustworthy entity.

Answer

A software to encrypt your data.

Answer

A method to protect your online identity.

Answer

A type of fishing sport.

Question 3

What is identity theft?

Accepted Answer

The unauthorized use of someone's personal information for fraudulent activities.

Answer

The act of sharing sensitive information with trusted entities.

Answer

The process of creating a new online account.

Answer

A technique to enhance online privacy.

Question 4

Which of the following is an effective way to prevent scams?

Accepted Answer

Verifying the legitimacy of a company or individual before making a transaction

Answer

Clicking on suspicious links in emails

Answer

Falling for urgent and unexpected requests for money

Answer

Sharing personal information online

Question 5

What is NOT a common red flag to look out for in an email scam?

Accepted Answer

A professional email layout

Answer

A sense of urgency

Answer

Requests for personal information

Answer

Misspelled words and poor grammar

Question 6

Which of the following is a common tactic used in phone scams?

Accepted Answer

Requesting immediate payment or personal information

Answer

Conducting an area survey

Answer

Offering genuine investment opportunities

Answer

Sharing helpful advice and tips

Question 7

What is a common way to protect yourself from online scams?

Accepted Answer

Being cautious of suspicious emails or messages

Answer

Ignoring software updates

Answer

Providing personal information to unknown websites

Answer

Using the same password for multiple online accounts

Question 8

What information is typically included in a free credit report?

Accepted Answer

Credit history and payment accounts

Answer

Social security number

Answer

Address history

Answer

Employment history

Question 9

Which of the following is not a major credit reporting agency?

Accepted Answer

CreditSesame

Answer

TransUnion

Answer

Equifax

Answer

Experian

Question 10

What are some ways your information can be stolen?

Accepted Answer

All of the above.

Answer

Dumpster divers

Answer

Corporate Data Breaches

Answer

Stolen mail, wallet, etc.

Question 11

Which of the following is a legitimate website to request a free credit report?

Accepted Answer

annualcreditreport.com

Answer

mycreditreportnow.com

Answer

creditreportfree.org

Answer

freecreditreport.net

Question 12

How often is it recommended to check your free credit report?

Accepted Answer

At least once a year

Answer

Anytime you feel like it.

Answer

When applying for a loan

Answer

Once every 10 years

Question 13

Keep account statements, tax info, social security number, and other personal info in secure places is what level of action?

Accepted Answer

Defer

Answer

Detect

Answer

Defend

Question 14

Looking for unexplained charges or activity in your financial accounts is what level of action?

Accepted Answer

Detect

Answer

Defend

Answer

Deter

Question 15

If your identity is stolen you contact a credit reporting agency to place a freeze or fraud alert on your credit report. This is what level of action?

Accepted Answer

Defend

Answer

Defer

Answer

Detect

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