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Motor Traders External

Quiz by lerato nzotho

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15 questions
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  • Q1

    Motor traders external is an All Risk cover for loss or damage to  vehicle stock happening away from the insured premises?

    true
    false
    True or False
    30s
  • Q2

    Which of the following does not have a requirement for potential customers to be accompanied during test drives?

    Motorcycles

    Caravans

    Mobile mechanically propelled plant (MMPP)

    Buses

    30s
  • Q3

    Our client took vehicle stock on a test drive and was hijacked while on his way back. Which section will cover this claim?

    Motor Traders External

    Theft Section

    Fidelity

    Fire Section

    30s
  • Q4

    Under MTE the client only has the option of choosing either wage basis or named driver basis?

    true
    false
    True or False
    30s
  • Q5

    Third party limitation means the client can choose to take subsection B, without subsection A?

    true
    false
    True or False
    30s
  • Q6

    Which additional peril will cover if the stock vehicle was damaged while an employee was using it over the weekend for his personal errands?

    Social domestic and pleasure purposes

    COIDA

    Third party liability

    Trade use

    30s
  • Q7

    Client will be able to claim for any loss or damage to stock vehicle during a test drive outside of South Africa?

    false
    true
    True or False
    30s
  • Q8

    Client owns a car wash and sometimes delivers the vehicles to his customer’s homes. On his way to deliver the vehicle, he collided with another vehicle. Which section will cover this?

    Fire Section

    MTI

    MTE

    Public Liability

    30s
  • Q9

    Apart from social domestic and pleasure purposes, which other additional peril will the client need if he goes on vacation to Malawi using a stock vehicle?

    Out In Africa

    Extended territories

    Personal Accident

    Car hire

    30s
  • Q10

    Unauthorized use by an employee, will cover if the vehicle was used without the consent and knowledge of the insured?

    true
    false
    True or False
    30s
  • Q11

    The client services heavy commercial vehicles. He wants to know how we can assist if he causes damage to a customers vehicle and he needs to offer him a courtesy vehicle or cover his running costs.  We will offer the client: 

    Credit shortfall

    Vehicle loss of use

    Car hire

    Vehicle sold on your behalf

    30s
  • Q12

    If the client uses his vehicle stock as courtesy vehicles, where would these vehicles be insured?

    Motor Specified

    Fire - column 5

    Business All Risk

    Fire - renting out of stock

    30s
  • Q13

    The insured owns a vehicle dealership, and she sometimes transports vehicles on a flatbed truck. Which covers would you advise her to add on? (choose more than 1 answer)

    Users sort answers between categories
    Sorting
    30s
  • Q14

    Client Owns a towing company and was called out to come tow a vehicle. Unfortunately as he was loading it on the flatbed it got unhooked and fell off the truck. Where would we cover damages to the stock vehicle?

    Public Liability

    Goods in Transit

    Motor Traders External

    Motor Specified subsection B

    30s
  • Q15

    The insured took the vehicle stock for a roadworthy test. On the way back a storm started and the vehicle was hit by lighting and caught fire. Where will we cover this?

    Fire

    Not covered weather related incidents are excluded under MTE

    Motor traders external

    Accidental damage

    30s

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