Motor Traders External
Quiz by lerato nzotho
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- Q1
Motor traders external is an All Risk cover for loss or damage to vehicle stock happening away from the insured premises?
truefalseTrue or False30s - Q2
Which of the following does not have a requirement for potential customers to be accompanied during test drives?
Motorcycles
Caravans
Mobile mechanically propelled plant (MMPP)
Buses
30s - Q3
Our client took vehicle stock on a test drive and was hijacked while on his way back. Which section will cover this claim?
Motor Traders External
Theft Section
Fidelity
Fire Section
30s - Q4
Under MTE the client only has the option of choosing either wage basis or named driver basis?
truefalseTrue or False30s - Q5
Third party limitation means the client can choose to take subsection B, without subsection A?
truefalseTrue or False30s - Q6
Which additional peril will cover if the stock vehicle was damaged while an employee was using it over the weekend for his personal errands?
Social domestic and pleasure purposes
COIDA
Third party liability
Trade use
30s - Q7
Client will be able to claim for any loss or damage to stock vehicle during a test drive outside of South Africa?
falsetrueTrue or False30s - Q8
Client owns a car wash and sometimes delivers the vehicles to his customer’s homes. On his way to deliver the vehicle, he collided with another vehicle. Which section will cover this?
Fire Section
MTI
MTE
Public Liability
30s - Q9
Apart from social domestic and pleasure purposes, which other additional peril will the client need if he goes on vacation to Malawi using a stock vehicle?
Out In Africa
Extended territories
Personal Accident
Car hire
30s - Q10
Unauthorized use by an employee, will cover if the vehicle was used without the consent and knowledge of the insured?
truefalseTrue or False30s - Q11
The client services heavy commercial vehicles. He wants to know how we can assist if he causes damage to a customers vehicle and he needs to offer him a courtesy vehicle or cover his running costs. We will offer the client:
Credit shortfall
Vehicle loss of use
Car hire
Vehicle sold on your behalf
30s - Q12
If the client uses his vehicle stock as courtesy vehicles, where would these vehicles be insured?
Motor Specified
Fire - column 5
Business All Risk
Fire - renting out of stock
30s - Q13
The insured owns a vehicle dealership, and she sometimes transports vehicles on a flatbed truck. Which covers would you advise her to add on? (choose more than 1 answer)
Users sort answers between categoriesSorting30s - Q14
Client Owns a towing company and was called out to come tow a vehicle. Unfortunately as he was loading it on the flatbed it got unhooked and fell off the truck. Where would we cover damages to the stock vehicle?
Public Liability
Goods in Transit
Motor Traders External
Motor Specified subsection B
30s - Q15
The insured took the vehicle stock for a roadworthy test. On the way back a storm started and the vehicle was hit by lighting and caught fire. Where will we cover this?
Fire
Not covered weather related incidents are excluded under MTE
Motor traders external
Accidental damage
30s