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Motor Traders Internal

Quiz by lerato nzotho

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15 questions
Show answers
  • Q1

    what does MTI cover?

    Theft of vehicle stock.

    damage caused by a hail storm.

    Collision of vehicle stock on the insured premises while the vehicle was being driven.

    Any damage caused by any vehicle on the client's premises.

    30s
  • Q2

    What is covered under subsection C on MTI?

    Not available under MTI

    Bodily injury

    Medical costs

    3rd party liability

    30s
  • Q3

    which of the following is not an exclusion under subsection A?

    Vehicle accessories

    Paying an amount more than the sum insured

    Damage to tyres

    Depreciation value

    30s
  • Q4

    Which of the following is not an additional peril under MTI?

    Credit shortfall

    Work away from premises

    Car hire 

    Demonstration risk

    30s
  • Q5

    Car hoist height may not exceed how many meters? 

    1 meter

    4 meters

    5 meters

    2 meters 

    30s
  • Q6

    Maximum period covered for vehicle loss of use is?

    55 days 

    45 days

    40 days

    30 days 

    30s
  • Q7

    Vehicle stock damaged by fire inside the building on the insured premises, will be covered under which section?

    Fire Column 5

    Motor Traders Internal

    Goods In Transit

    Motor Traders External

    30s
  • Q8

    Where would we cover damage caused by vehicle stock to other people property on the insured premises? 

    Fire - Impact by vehicle

    Subsection A

    Subsection B 

    Subsection C

    30s
  • Q9

    For the client to have a valid claim under MTI, the damages to the stock vehicle must be caused by?

    Theft of stock vehicle on the premises

    A collision on the insured premises while the vehicle is being driven. 

    Accidental damage of vehicle stock on the insured premises

    Explosion of stock vehicle while it is being worked on

    30s
  • Q10

    Employee was driving a stock vehicle on the premises and collided with another stationery stock vehicle. How will we settle the claim?

    Both vehicles will be covered by Fidelity

    Driven vehicle - subsection A and Stationery vehicle - Subsection B

    Driven vehicle - MTI and Stationery vehicle - Fire impact by vehicle 

    Both vehicles will be covered by MTI

    30s
  • Q11

    Subsection B covers bodily injury.

    false
    true
    True or False
    30s
  • Q12

    Client submitted a claim for his minibus taxi which was written off. He also had vehicle loss of use additional peril. The claim was settled within the 24 hours. OUTsurance will still pay out for vehicle loss of use? 

    false
    true
    True or False
    30s
  • Q13

    Car hire extension does not cover fuel costs, toll fees or delivery fees.

    true
    false
    True or False
    30s
  • Q14

    Neither the insured or his employees require a valid drivers license or PRDP when driving vehicle stock inside the insured premises. 

    false
    true
    True or False
    30s
  • Q15

    Vehicles belonging to other parties will be covered for?

    Cost price

    Any amount the insured specifies.

    Retail value

    Reason market value

    30s

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