The regular schedule that employers use to pay their employees is called the:

Which statement would not be true about the value of career research?

Jamie has elected to be paid by direct deposit at her new job. This means:

An example of a transferable skill is a skill:

Carson’s family has always struggled financially due to his parents leaving high school before graduating and working lower paying jobs to support the family. His parents do not want him to make the same mistake and are encouraging him to apply for scholarships and any type of student aid he might qualify for. Which application will determine which type of need-based aid he will qualify for?

Sarah learned in her Financial Education class that she needs to consider the cost of living when comparing job offers. Which is the most important consideration?

Steven is considering taking a job with a company that is offering gym memberships, flexible hours, repayment of education loans, merchandise discounts, and childcare. These components of the job offer are called:

In order to make an informed career decision, a high school student will want to:

Shannon is reviewing her pay stub to determine how much money she earned before her deductions were subtracted. Which column should she check to find this amount?

Which statement is true regarding college-level expectations for studying and completing projects?

Susan is currently working in Kansas City, MO earning $30,000 per year. She is offered a position in Indianapolis, IN earning $32,000 per year. If Kansas City’s Cost of Living Index is 100 and Indianapolis’ Cost of Living Index is 125, which is true?

Bob is working for a bank. He earns $8.00 an hour, works 40 hours a week, and gets paid every 2 weeks. Every pay period he pays $63.08 into federal withholdings tax, $33.21 into state withholdings tax, and $42.05 into FICA (Social Security Tax). What is Bob’s gross pay on his paycheck?

Elliot’s stock broker is suggesting that he consider investing in a diversified portfolio. A diversified portfolio is desirable because it:

When taking advantage of the time value of money, which is most likely to result in the largest return?

Hannah needs a savings tool to help her manage her everyday purchases. The savings tool needs to be very liquid and accessible. Which savings tool should Hannah choose?

In relation to other options, how liquid is a savings account?

When a goal has been set to save $100.00 a month for an emergency fund of $2,000.00, giving up food from the vending machine to achieve that goal is the:

In relation to the rate of inflation, it is best to have the rate of return on an investment:

Alisa is looking for an investment that is structured to have tax benefits. She should look for information on:

Compound interest is best defined as:

Which statement best reflects the philosophy of “pay yourself first”?

A bond is:

Which correctly describes the security level of savings tools?

Which statement is true of mutual funds?

Conner wants to purchase stocks with the money he received from his tax return. Who would he contact to make the transaction?

Which is a feature of a certificate of deposit (CD)?

Which is not true with regard to investing in stock?

The most common relationship between risk and return in investing can be stated as: class activity (whole group)

Dylan is preparing a presentation about saving and the presentation rubric says that he must include an explanation of compounding interest. Which concept would be the best one to include in his presentation to show that he understands compounding interest?

Harris is concerned about the effects of inflation on his investment returns. Which statement best describes inflation?

Kylee’s Personal Finance class has been discussing the importance of understanding liquidity and she is trying to explain the term to another student. Which statement is the most correct description of liquidity?