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Predatory Lending-Exit Ticket

Quiz by Teresa

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6 questions
Show answers
  • Q1
    One of the causes that consumers access predatory lending is for
    spending habits
    immediate and desperate need of cash for emergency
    30s
  • Q2
    Why is collateral important?
    It is a loan that you get from a lender
    It is an asset that a lender accepts as security for extending a loan.
    30s
  • Q3
    What is predatory lending?
    is any lending practice that imposes unfair or abusive loan terms on a lender
    It is any lending practice that imposes unfair or abusive loan terms on a borrower
    30s
  • Q4
    The 4 examples of predatory lending include auto title loans, high risk morgages, pawn shop loans and
    payroll loans
    payday loans
    30s
  • Q5
    What do predatory lending have in common?
    unfair or abusive loan terms on a lender
    High interest rates, fees and penalties to make it hard and impossible to pay the loan back
    30s
  • Q6
    What are consequences for non-payment?
    loan forgiveness
    foreclosure, lien or repossession of assets
    30s

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