Property and Liability Insurance
Quiz by Julie
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24 questions
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- Q1Renters insurance covers all of the following EXCEPTpersonal property.the real property.reimbursement for luggage that might have been lost on a trip.liability and medical expenses.30s
- Q2Hazards includeall of these are hazards.windfire and watersmoke30s
- Q3Generally, people insure the contents of their house for at least ____ of the value of the building.80%40%25%50%30s
- Q4A renters household inventory will be __________ detailed than a homeowner's property inventory.the samelessmorenone of these are correct30s
- Q5Certain perils are not covered in a rent or homeowner policy, they are calledexclusionscrimesendorsementattractive nuisances30s
- Q6Unless stated otherwise, your insurance policy will reimburse you foractual cash value.replacement cost.depreciated cost.depreciated value.30s
- Q7The main component of homeowner's insurance is protection against ________________ __________ due to damage or destruction.all perilsfire damageincome lossfinancial loss30s
- Q8Homeowners are typically held liable for damages to all of these exceptuninvited guestsdoor to door salespeopletrespassersguests30s
- Q9Most states require this type of automobile insurancecomprehensiveliabilitypersonal injury protectioncollission30s
- Q10Insurance companies charge higher premiums on which of the followingolder carsnewer carspickupssports cars30s
- Q11When all of the five basic types of automobile insurance are purchased together in a single policy, it is known ascollision coverage.full coveragecomprehensive coverage.all encompassing coverage.30s
- Q12Your automobile liability insurance will NOT pay forit will pay for all of these.damage to your car.damage to injuries to others.damage to the other person's car.30s
- Q13Buying a car with these can help reduce the cost of personal injury protection.rear backup camerasextra airbagsall of these.antilock brakes30s
- Q14Automobile insurance that pays for your injuries when the other driver is legally liable but unable to pay is callednone of these.liability coverage.uninsured/underinsured motorist coveragepersonal injury protection.30s
- Q15This type of risk includes the cost of another person's losses for injuries at your property.perilshazardsliabilitycrimes30s