Quiz 1 Day 4 Personal Lines
Quiz by Brian Morton
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12 questions
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- Q1Which of the following is a “your covered auto” in the Personal Auto policy?Company carMotorcycle you ownCar you commute to work inMechanic test driving your car after a repair60s
- Q2Which of the following vehicles is NOT a “Your Covered Auto”, in the personal auto policy?A vehicle available for your regular useA van bought yesterdayLeased vehicleA trailer the insured owns60s
- Q3Which of these would NOT be denied coverage under a personal auto insurance policy?A person driving a borrowed carA person involved in a street raceA person driving a motorcycleA person driving Uber passengers60s
- Q4Which of these is NOT covered under the medical payments section of the Personal Auto Policy?Medical expenses of a person you hit with your carThe medical and funeral expenses of an insuredA family member is struck by a trailerA next-door neighbor broke her arm falling out of the back of a pickup truck60s
- Q5A person is hit by an unknown person in their auto causing injury and work loss. Which coverage part will pay?LiabilityUninsured motoristComprehensiveMedical60s
- Q6Part D, Property Damage in the auto policy pays for which of these?Bodily injury to someone you hit with your carProperty damage to your own vehicleBodily injury while in your carProperty damage to property you hit60s
- Q7Collision coverage pays for which of these in the personal auto policy?A part falls off an airplane and collides with the windshieldHail DamageCollision with a deerCar rolled over due to taking a corner too fast60s
- Q8The personal auto policy provides what type of coverage in part D coverage for damage to your auto?Basic named perilBroad named perilSpecified perilOpen peril60s
- Q9The Other Than Collision (Comprehensive) coverage in the personal auto policy provides protection for all these, EXCEPT?FloodCollision with a deerCollision with another vehicleFalling objects60s
- Q10An insured could cancel a personal auto policy all the following ways, EXCEPT?Write cancel on the policy and return it to the insurerQuit paying premiumsFile a lawsuit against the insurerGive written notice of cancellation60s
- Q11A person who slanders another person would automatically be covered by?Dwelling policyPersonal Umbrella policyHomeowners policyAuto policy60s
- Q12A homeowner is concerned about their liability protection, where can they get more?Dwelling policyFlood policyPersonal Umbrella policyAuto policy60s