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Q 1/20
Score 0
Which of the following would be covered by Section II of a
Homeowners Policy?
60
A client slips and is injured at the insuredâs office
An insured is sued for failure to render appropriate professional
service
A pedestrian slips and injures himself on the insuredâs icy
sidewalk
An employee of the insured is injured while unloading the
insuredâs truck
Q 2/20
Score 0
Medical Payments to Others under Section II of the Homeowners
Policy would apply to all of the following EXCEPT:
60
Injury that was caused by an animal owned by the insured
Injury that was caused by the activities of the insured
To a person on an insured location with the permission of the
insured
Injury to a guest that was intended by the insured
20 questions
Q.
Which of the following would be covered by Section II of a
Homeowners Policy?
1
60 sec
Q.
Medical Payments to Others under Section II of the Homeowners
Policy would apply to all of the following EXCEPT:
2
60 sec
Q.
Termination of a policy before its expiration date is called:
3
60 sec
Q.
Which of the following terms describes the cost to replace property
without deduction for depreciation?
4
60 sec
Q.
Which of the following is NOT a method of loss valuation?
5
60 sec
Q.
Which of the following parts of an insurance policy describes the
rules that the insured and insurer have agreed to follow?
6
60 sec
Q.
What is the purpose of the definitions section of an insurance
policy?
7
60 sec
Q.
Which of the following terms describes the situation when a
loss results from two causes occurring simultaneously or in
succession?
8
60 sec
Q.
Which of the following is not included in the insuredâs duties after
a loss?
9
60 sec
Q.
An insured purchased new furniture for $6,000. At the time of
loss, it has depreciated $2,000. At current rates, the same furniture
will cost $7,000 to replace. The actual cash value of the destroyed
furniture is:
10
60 sec
Q.
The National Flood Insurance Program does not cover which of
the following losses?
11
60 sec
Q.
In property insurance, a policy that covers all property losses,
EXCEPT for those specifically excluded, is classified as:
12
60 sec
Q.
Which of the following is a direct loss?
13
60 sec
Q.
What the company will do to protect the insured is found in what
section of an insurance policy?
14
60 sec
Q.
Provisions for appraisal, subrogation and cancellation would be
found in what section of an insurance policy?
15
60 sec
Q.
Provisions for eliminating specified coverages would be found in
what section of an insurance policy?.
16
60 sec
Q.
Which of the following is designed to eliminate small claims and
help in reducing the cost of insurance?
17
60 sec
Q.
The transfer or assignment of oneâs interest in an insurance
contract to another is valid only with the consent of:
18
60 sec
Q.
The type of coverage that will replace damaged or destroyed
property with the equivalent at current cost is:
