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Review Quizalize 12/22

Quiz by Mike Thomson

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10 questions
Show answers
  • Q1
    What is Interest in financial terms?
    A fee for late payment.
    Money earned from a part-time job.
    Money paid regularly at a particular rate for the use of money lent.
    A weekly allowance.
    30s
  • Q2
    What does 'principle' mean in the context of a loan?
    The amount of money originally borrowed
    The duration of the loan term
    The interest rate on the loan
    The monthly repayments on the loan
    30s
  • Q3
    What is typically not included in the 'principle' of a loan?
    The purchase the loan was used for
    Interest
    The first payment made
    The original amount borrowed
    30s
  • Q4
    What does it mean to have good credit?
    Borrowing money from friends
    Having a high income
    Having a good credit means that you consistently pay your bills on time and manage your debt responsibly.
    Owning multiple credit cards
    30s
  • Q5
    What is the minimum payment on a credit card?
    The maximum amount you can spend on the credit card
    The amount of interest accrued on the credit card
    The total amount owed on the credit card
    The minimum payment is the lowest amount of money you can pay towards your credit card balance each month to avoid late fees and penalties.
    30s
  • Q6
    What is a prepaid debit card?
    A card that is linked to a bank account and allows unlimited spending
    A card that is used to borrow money from a bank
    A card that is issued by the government for financial assistance
    A card that is loaded with a specific amount of money in advance and can be used for purchases and withdrawals
    30s
  • Q7
    Which of the following is true about a debit card?
    It requires payment in full every month.
    It earns points for every purchase.
    It allows you to borrow money from the bank.
    It deducts money directly from a checking account.
    30s
  • Q8
    What is a credit card?
    A card that requires payment in full every month.
    A card that earns points for every purchase.
    A card that allows you to borrow money from the bank.
    A card that deducts money directly from a checking account.
    30s
  • Q9
    What is a disadvantage of using a credit card?
    Accruing interest on unpaid balances.
    Earning cashback on every purchase.
    Needing to carry cash for purchases.
    Having money deducted directly from a checking account.
    30s
  • Q10
    What is the main difference between a debit card and a credit card?
    A debit card deducts money directly from a checking account, while a credit card allows you to borrow money from the bank.
    A debit card allows you to earn points for every purchase, while a credit card requires payment in full every month.
    A debit card allows you to borrow money from the bank, while a credit card earns points for every purchase.
    A debit card requires payment in full every month, while a credit card deducts money directly from a checking account.
    30s

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