Salaried Revised Product Policy
Quiz by Zamarrud Sayed
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- Q1
In which company do we book salaried Loans?
LoanTap Financial Technologies Pvt Ltd
Both the companies
I-Loan Credit Product Pvt Ltd
LoanTap Credit Product Pvt Ltd
20sEditDelete - Q2
What is the minimum & maximum loan amount for the salaried products?
35K-3lacs
55K-3lacs
50K– 3lacs
25K-2lacs
20sEditDelete - Q3
Is deviation allowed, in case the customer wants more than 3lacs? If yes, whose approval should be taken?
Yes, CRO/NCM
No, CRO/NCM
Yes, CRO/CEO
Yes, CRO/BH
20sEditDelete - Q4
In case of deviation, what is the maximum loan amount that we can sanction?
5Lacs
8Lacs
10Lacs
7Lacs
20sEditDelete - Q5
What is the minimum & maximum age considered for the salaried products?
Min 22 – Max 58
Min 23 – Max 56
Min 25 – Max 58
Min 23 – Max 56
20sEditDelete - Q6
Is the processing fee “Fixed” & “Inclusive of GST”?
Yes
NA
Maybe
No
20sEditDelete - Q7
What is the processing fee?
2.36% Exclusive of GST
2.38% Exclusive of GST
2.35% inclusive of GST
2.36% inclusive of GST
20sEditDelete - Q8
What is the minimum & maximum % of ROI charged to the customer?
Min16%- Max21%
Min17%- Max23%
Min15%- Max22%
Min18%- Max22%
20sEditDelete - Q9
What is the default % of ROI charged to the customer?
21%
18%
22%
23%
20sEditDelete - Q10
Can you take deviation in case of ROI?
NA
No
Yes
Maybe
20sEditDelete - Q11
Deviations case of ROI, who is the approving authority?
CEO/BH
CRO/BH
CRO/CEO
CRO/NCM
20sEditDelete - Q12
What is the minimum & maximum tenure allowed under this policy?
Min10 – Max 30
Min12 – Max 37
Min13 – Max 35
Min12 – Max 36
20sEditDelete - Q13
Can the tenure be extended on customers' requests? If yes, then upto how many months?
Yes, 60 months
Yes, 50 months
Yes, 30 months
No
20sEditDelete - Q14
Can we increase the tenure without taking approval from CRO/BH?
Maybe
Yes
No
NA
20sEditDelete - Q15
What are the EMI dates?
1rd & 3th of every month
5rd & 7th of every month
3rd & 7th of every month
1st, 3rd, 5th & 7th of every month
20sEditDelete - Q16
What is the number of advance EMI to be taken from the customer?
Three
Two
One
Nil
20sEditDelete - Q17
Broken period interest is mandatory.
True
False
20sEditDelete - Q18
What is the cut-off date for 1st EMI?
3rd & 5th of the month
1th & 7th of the month
3rd, 5th & 6th of the month
3rd & 7th of the month
20sEditDelete - Q19
Can we provide salaried loans to NTC customers?
Maybe
Yes
NA
No
20sEditDelete - Q20
Is ownership proof mandatory for NTC customers?
Maybe
NA
Yes
No
20sEditDelete