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Changes. Things are always changing, like the clock, the weather, and even me. It seems nothing ever stays the same. My life has been full of changes. Sometimes I don't feel good about them, but then later it gets better. Taffy, my kitty, ran away. We have looked for him all over, but we cannot find him anywhere. I miss Taffy a lot, and I am sad. Dad says that we can get another kitty. That makes me feel better. I don't know what I will name him, but I will always remember Taffy. My best friend, Robin, just moved away. The moving van took away everything, and the house is empty. I wish Robin were here to play with me. Robin now lives in the mountains. I have never seen mountains, but they sound like fun to visit. Mom says we can take an airplane, so I can see Robin and play with her again. The day I started the new school year, I was scared of all the new children in my class. I was afraid that they wouldn't like me, and that I couldn't run as fast as they do. Now I am happy because I have made lots of new friends. I like Sarah and Ana, and Mary Lou, who makes me laugh. I love my class and my teacher. Mom just took a new job at an office downtown. She's not here when I come home from school. My Aunt Barbara is here to give me cookies and milk. Then I wait and wait for Mom to come home. When the hands of the clock point straight up and down, she comes home, and that makes me happy. Things are always changing, even with me. Yesterday I looked in the mirror. My face looked like a Halloween pumpkin because I lost my first tooth. I had a big surprise when I woke up this morning. My tooth was gone from under my pillow. There was a note from the tooth fairy and a whole quarter. I'm going to save it to buy some colored pencils. In school I learned that crawly caterpillars change into butterflies. And tiny acorn nuts grow into great big oak trees. Mom says that long ago, she was little like me. Do you think some day I will change and be a grownup? I think I will be an artist.

Short Story: Making Good Choices Last month, I made an important decision. I asked my parents if I could get some **pocket money**. I wanted to learn how to make **independent choices** and use the money **to buy for myself**. They agreed to give me some on a **weekly basis**. I was very happy! One day, at school, we had a **final** exam. I was very **worried**. I tried to **concentrate**, but I **can hardly** sit still when I'm nervous. My best friend, Jake, is always **fun loving**, and he didn’t **stay for long** in the classroom after the test started. He wanted to **pass notes**, but I said no. I didn’t want to **get caught**. The teacher said, “**Turn over** your papers now.” I looked at the test and felt **scared**. “What if I **lose** all my marks?” I thought. “I will look **stupid**.” I tried to **look straight into my eyes** in the small mirror on my pencil case and said, “You can do this.” Then, I started to **find** some answers and felt a little better. After school, we walked on the **sidewalk** and saw a big **crowd** of students talking about the test. Jake laughed and said, “Let’s buy some ice cream with your **pocket money**!” But I said no. “I want to save it **to buy for myself** something special.” When I got home, I helped my mom **wash up** the dishes. She smiled and said, “You made good choices today.” That night, I dreamed I was a **slave** in a boring office, working all day. But when I woke up, I laughed. I wasn’t a **slave**. I was just a kid learning to make smart choices. I **decided** to study more and use my **pocket money** wisely. I wanted to be **independent**, make good choices, and maybe be the **first** in my family to buy something big with saved money.

1 .Sand soil • Has course/ large particles • they are larger than those of clay • Loses water quickly • Has less organic matter • Has good aeration • Allows good root penetration • Leaching of nutrients is more in sand soil. • Does not stick when wet 2. Clay soil • Has very fine particles which are closely packed • The soil is sticky when wet and can be moulded into any shape • It holds more water than sand and loam • It has poor drainage • It cracks when dry • It has poor aeration • It does not allow good root penetration 2 .Loam soil • Is a mixture of sand and clay particles • It half clay half sand • It can be easily moulded into a shape but easily crumbles • Holds water for a longer time than sand • It sticks on the hands when wet • It has good drainage • It has good aeration • It allows good root penetration • Loam is the best soil Soil Fertility • When soil has enough plant nutrients it is fertile • Soil fertility is the presence of nutrients in the soil • A farmer can add nutrients to the soil to make it fertile • This is done by applying fertilizers and compost. • A fertiliser is a substance that is added to the soil to increase fertility • Nutrients found in the soil include Nitrogen, Phosphorus and Potassium ( NPK ) • They are called major nutrients or macro nutrients because they are needed in large quantities Minor nutrients • Minor nutrients are needed in smaller quantities • Minor nutrients are also called micro nutrients or trace elements • Examples of minor nutrients are boron, iron, zinc, manganese, magnesium and molybdenum Soil erosion • Is the washing away of top soil by agents such as Water Wind Animals Humans 1. Water: • Water washes away soil when it rains. • Loose soil is washed away into dams and rivers. • Steep slopes also lead to soil erosion. • Ploughing 2 . Wind • The blowing away of soil by wind causes soil erosion. • When people cut down trees wind erosion easily takes place. • Type of soil also leads to wind erosion. Which soil type is easily eroded by wind? 3 . Animals • Animal cause soil erosion by overgrazing. • Overgrazing is when animals eat plant or vegetation leaving the ground surface bare. • Animals walking on the same pathway for a long time make the soil loose. • Animals that live underground also burrow loosening the soil. • This makes soil break easily and get washed away. WATER WATER CONSERVATION Water • Water is important in agriculture • It is used to: Clean farm tools Mould bricks Wash milking equipment Cool machines Provide homes(habitat) for fish Give animals drinking and bathing water Sources of Water Natural sources 1. Natural rains: • rain water from the clouds is a primary source of water. • It is used to water crops such as maize, millet, sorghum and so on during the rainy season. • Rain water that collects into the rivers and dams is used by animals and people for drinking. 2 . Rivers : • Rivers are some of the major sources of water for different activities such as fishing, boat cruising and irrigation. 3 . Streams : • A stream is a small river. • Streams supply water for irrigating garden crops especially in rural areas. • They are also a source of water for animals to drink and bath. Sources of Water 4 . Springs : • Springs are usually found on hilly areas. • They result from pressure of underground streams. • The pressure forces water underground to form a channel to the surface of the soil and flow above the ground. Sources of Water Man made sources Man discovered that water for agriculture was not enough during the rain and cool dry seasons. They decided to make structures which would harvest or collect and store water for future use. 1.Protected well: • Wells are dug in the ground by hand. • They are often lined with bricks and concrete so that they do not cave in. • Protected wells are covered, therefore are safe to drink from. 2 . borehole : • They are deep holes made by drilling machines. • Drilling can be done up to 70 metres deep. • Water is pumped using an electric pump or hand pump. Sources of Water 3 . Dams : • A dam is a large wall or barrier built to hold water to save it for future use. 4 . Weir : • A weir is made by construction a cement brick wall or concrete wall across a river to trap water and eroded soil. • water flows over the wall when the river is inflood. 5 .Water tank : • Is a temporary manmade water source. • Water from a water tank is usually harvested from roof tops or it works along a borehole or protected well as temporary storage. • Water is pumped from the borehole or protected well into the water tank. 6 . reservoir : • A large natural or manmade lake used as a source of water. PLANTS Uses of plants • Fibre for making clothes • Oil for cooking, making paint and chemicals • Sugar for tea • Wood for timber • Refreshing drinks and alcohol • Food for people and animals • Protect the soil from erosion • Plants supply us with fresh oxygen for breathing. • Some plant parts are used as medicine.

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When Europeans met American Indians in the late 15th century, the people of two continents exchanged many beneficial customs and goods. Europeans received New World crops such as potatoes and corn. American Indians acquired cloth and horses. However, besides the beneficial exchanges, Europeans and American Indians often traded deadly germs–bacteria and viruses–for which they had no immunity. Smallpox and Indians Image 1: Smallpox epidemics helped Europeans conquer the Aztec and Incan Empires of Mexico and South America. North American Indians quickly concluded that contact with Europeans often resulted in devastating diseases that caused widespread death. This drawing, made in the 1500s in Mexico, shows how the disease was passed from a European to an American Indian through simple contact. Many of the diseases that were common in Europe were entirely new to the peoples of North America. Diseases such as tuberculosis and measles could be fatal, but Europeans had developed resistance to the disease, so many people survived. However, when European diseases infected American Indians with no previous exposure, the people suffered terribly. The most devastating of these diseases was smallpox which is caused by a virus (Variola major). Smallpox, like many other diseases, had a latent period of about one week between the time the person was exposed to the disease and the time when signs of the disease became apparent. During this time, the sick person might begin a journey and carry the germs along with him. Anyone the person met would be exposed to smallpox. Anything the victim touched including clothing, bedding, or unwashed dishes carried living germs of smallpox. Cotton Mather Image 2: Cotton Mather was a Boston minister. When smallpox threatened Boston, he remembered reading about how the Turks inoculated people with dried material from smallpox blisters. The inoculation usually gave the person a mild case of the disease and future immunity. The procedure was highly controversial, but it helped save the lives of 274 people who were inoculated during the Boston smallpox epidemic of 1721. Symptoms of the disease began with fever, chills, and aches. The fever might raise a person’s temperature from the normal 98.6o to a dangerous 106o. After four days of misery, the victim entered the second stage when large pustules (fluid-filled bumps) appeared on the body. The rash made the person feel as if their skin were on fire. After suffering with the rash for nine days, the victim entered a new stage-if he or she had survived this long. The pustules opened and dried up. Each pustule formed a scab that turned into a scar that marked the person’s face for the rest of his or her life. Complications of smallpox for those who survived might include loss of vision or damage to the lungs, heart, or liver. Waterhouse Image 3: Dr. Benjamin Waterhouse of Harvard University brought Jenner’s smallpox preventative to the United States. It was called vaccination and used cowpox as the infective material. This much milder form of pox gave immunity to smallpox with fewer complications. Dr. Waterhouse encouraged President-elect Thomas Jefferson to promote vaccination. Jefferson responded, “Every friend of humanity must look with pleasure on this discovery, by which one evil more is withdrawn from the condition of man.” (T. Jefferson 12/25/1800 to Benjamin Waterhouse, December 25, 1800) Historians have found evidence of smallpox as far back as 1157 B.C. when the Egyptian pharaoh Ramses V apparently died of smallpox. From Egypt, where scientists believe smallpox began, the disease spread to Asia. Europeans began to experience periodic epidemics of smallpox in the14th century when Crusaders returning from the Middle East brought smallpox to Europe. People who survived the disease were immune and could not get smallpox again. This fact explains why epidemics struck periodically and the disease was not a constant threat to European societies. Smallpox Vaccination 1803 Image 4: Dr. Edward Jenner’s new smallpox vaccination (from cowpox) was widely accepted. This medical image was published by a Spanish physician to teach colonial doctors how to apply the vaccine to native Mexicans. The scratches were supposed to go through several stages of development as evidence that the vaccine had given the patient immunity. Vaccination was very effective in preventing smallpox epidemics among those who received the vaccine. In 1520, while Cortés was trying to conquer the Aztecs, smallpox broke out among the Spaniards and was transferred to the Aztecs. By 1527, the disease had migrated through Central America to Peru where it helped Pizarro conquer the Incas. (See Image 1.) In 1633, smallpox infected American Indians living near the English colony of Plymouth, Massachusetts. The disease traveled very quickly to tribes living far inland from the English colonies. In 1721, a smallpox epidemic threatened the English colonists of Boston. (See Image 2.) Cotton Mather, a Boston minister, wanted to inoculate people against the disease. He knew that Turkish healers took material from a dried smallpox scab and injected it into the body of a healthy person by scratching the surface of the skin. The patients developed a mild form of the disease from which they recovered. The procedure was highly controversial in Boston where about 280 Bostonians accepted inoculation. The epidemic infected more than half of the people living in Boston at the time. About 15% of those who got sick died of the disease. Among those who were inoculated, only six (2%) died of smallpox. The practice of inoculation spread to other English colonies, but not to the American Indian tribes living near the colonies. Late in the 18th century, British doctor Edward Jenner recognized that people who milked cows never came down with smallpox. They had already been infected with cowpox, a similar, but much milder disease that gave them immunity to smallpox. In 1796, Jenner inoculated a young man with cowpox virus he had collected from a milkmaid. The young man had a mild infection for less than 24 hours and recovered. Jenner’s efforts resulted in a widespread acceptance of vaccination (vaccine comes from Latin words meaning “taken from a cow”). By 1800, many Americans were receiving smallpox vaccinations. (See Image 3.) President Thomas Jefferson supported and encouraged the vaccination program in major American cities. (See Image 4.) By the middle of the 19th century, smallpox was under control, but broke out from time to time among unvaccinated people. Bismarck, Dakota Territory, experienced a small outbreak of smallpox in 1882. American Indians, however, were still subject to the disease in its most dangerous form.

It is necessary for us to take adequate care of our clothing for the following reasons: Reasons for maintenance of clothes. (a) To make clothes long last. (b) To save costs on new ones. The following are the guidelines to care and maintain our clothes: 1. Sorting: Clothes are sort out in terms of colour and size to enhance thorough cleaning and avoid stains. 2. Soaking: Soak them for easy washing. 3. Washing: We wash clothes in- between our palms or by kneading them in a bowl of soapy water to squeeze out the dirt. 4. Rinsing: This is done in clean water as many times as possible until the clothes are clean. 5. Drying: This is done on the clothes line of clothes hanger and not on the grasses or flower beds to avoid infections. 6. Ironing: This is done either by the electric iron or charcoal box iron. Do not over heat the iron to avoid burning of clothes. 7. Hang the hangable. Examples are coat and gowns. 8. Fold the Foldables. Examples are Wrapper and blouses. Keep them away in the boxes, bags or wardrobes. Before washing your ready made or imported wears, take note of the care label. It has care instruction notifying one on how such clothes could be properly handled. Laundry symbols give laundry instructions

A bank is a financial institution or organization where we save, borrow money and other valuable items such as Jewelry and documents. Banking is the business of operating a bank. THE FOLLOWING ARE THE THREE MAJOR TYPES OF BANKS IN NIGERIA. THESE ARE: 1. The Central Bank of Nigeria (CBN): This bank is fully owned by the Federal Government. It is also known as banker’s bank or the apex bank(the highest bank)because its controls and supervises the other banks. It controls the minting (printing) of money. 2. Commercial banks: They are either owned by private individuals or jointly owned by government and private businessmen and women. It helps people to save money and also give loans to customers to start up business. The three main accounts that commercial banks operate are (1) Savings account (ii) Current account (iii) Fixed deposit account. 3. Merchant banks: These are banks that mainly give out loans to banks and to people who wish to build big companies or engage in large scale business. They receive interest on such loan. They also accept deposits (money) from people who wish to save for a long period of time. This is called a fixed deposit. EXAMPLES OF SOME COMMERCIAL BANKS ARE AS FOLLOWS: 1. First Bank of Nigeria PLC. 2. Union Bank 3. United Bank for Africa 4. Access Bank 5. Zenith Bank 6. Stanbic IBTC Bank 7. Diamond Bank. The following are the uses of banks: 1. To help us keep our money safe. 2. It makes it easy and safe for people to make payments to the people. 3. Banks help people to send or transfer their money from one area to another, e.g Western Union Money Transfer. 4. They give loans to people.

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