Terminal and Cash Payments Quiz
Quiz by Adam Chien Kirst
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- Q1
Our terminal in Portugal accepts the following schemes:
Visa, Mastercard
Visa, Mastercard, Multibanco
Visa, Mastercard, Multibanco, Diners' Club
Visa, Mastercard, American Express, UnionPay
60s - Q2
How far back does the terminal's transaction history go?
30 days
15 days
60 days
45 days
60s - Q3
How does a refund differ from a cancellation?
A refund happens before the funds are retrieved from the consumer account, and a cancellation happens after they are retrieved
A cancellation happens before the funds are retrieved from the consumer account, and a refund happens after they are retrieved
60s - Q4
How does Pay by link work?
The merchant inputs the consumer phone number after the transaction value, and the consumer receives an SMS with a link for Borgun's gateway
The merchant creates an online static payment link where people can click and are redirected to Borgun's gateway
The merchant inputs the consumer phone number after the transaction value, and the consumer receives an SMS with a link for biometric identification
The merchant creates a payment link through an online platform and can copy it or send it by e-mail or SMS.
120s - Q5
Our T+1 (next day) settlements are proving to be a blocker because the competitor deposits at the moment of closing. Which argument is not effective?
The bank requires a manual closing that is usually done at night, so the funds will be used the next day anyways.
The bank requires a manual closing with a physical card. We have an automatic closing so you don't have to worry about it.
Portuguese payments are dominated by the banks, so they can advance funds without risk. We are not part of the system, so we can't deposit instantly.
120s - Q6
A merchant says: "I don't want the terminal tipping solution because I'll pay taxes on tips". What is an argument against this objection?
The terminal tips allow the merchant to distribute their employees' tips more easily
The terminal tips allow consumers to tip even if they don't have cash, so even with taxes the merchant is profiting
The terminal tips are distinguished in our reports, so accounting is facilitated
The terminal tips are a good way of increasing the merchant's profit, especially with foreigners
120s - Q7
"We can accept all e-wallets in Portugal, including Apple Pay, Google Pay, Samsung Pay, and MBWay"
False
True
60s - Q8
"SaltPay's terminal lets you pay for bills & services with your debit or credit card"
False
True
60s - Q9
From these options, how can a merchant get more value from the Cash Payments solution?
Use it as an outbound sales tool
Use it as an inbound sales tool
Commissions
Pay their own bills
60s - Q10
How does a merchant add money to their Cash Payments balance?
SaltPay charges their bank account
By depositing or transferring the amount to one of our bank accounts
60s - Q11
The following is NOT a Cash Payments product:
Bank Transfers
Concert tickets
Telephone cards
Phone Insurance
60s