Test Review
Quiz by Shanice Jackson
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20 questions
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- Q1(blank) the chance of financial loss from perils to people (declining health, injury, and death) or property (damage or loss from fire, vandalism, car accidents, and theft).insurancehuh?deductiblerisk30s
- Q2The (blank) agrees to pay the cost of potential future losses in exchange for regular fee paymentsInsuredInsurerInsurance adjusterWhat?30s
- Q3When people buy insurance, they join a (blank) group (insurer) by purchasing a written insurance contract (a policy).bondRisk sharinginsurerstock market30s
- Q4(blank) means putting the policyholder back in the same financial condition he or she was in before the loss occurred.DeductibleIndemnificationProbabilityForgiveness30s
- Q5(blank) is the root of indemnification.ClarificationPersonal riskRiskProbability30s
- Q6amount of loss the policyholders pays before the insurer is obligated to pay anything.RiskDeductibleInsurancePersonal risk30s
- Q7Property risks are the chances of loss involving your income and standard of living (T/F)TrueFalse30s
- Q8Personal risks are the chances of loss or harm to personal or real property.FalseTrue30s
- Q9Renter's insurance protects the property of individuals even if its in their car (T/F)TrueFalse30s
- Q10A (blank) policy is insurance that protects property owners from property and liability risksAutoHomeownerLifeRenters30s
- Q11Generally, people insurance the contents of their house for at least (blank) the value of the building.Over HalfWhat class is this?HalfOne-Third30s
- Q12Comprehensive coverage is insurance to protect against claims for bodily injury to another person or damage to another person’s property (T/F)TrueFalse30s
- Q13Speeding and reckless driving are (blank) violations.FelonyMisdemeanorsWhat day is it?Hazard30s
- Q14Drunk driving and leaving the scene of a crime are (blank) violations.Is it Friday?MinorFelonyMisdemeanors30s
- Q15(blank) coverage protects your own car against damage from accidents or vehicle overturning.no faultpersonal injurycollisionumbrella30s