The fire department responds to a covered loss at the property. They damage the door gaining access. Can this cost be covered under Additional Coverages? If so, what can we pay? Is there a deductible?

Would the policy cover the cost to remove the tree or tree limbs from the “covered structure” separate from the cost to remove the tree “debris” from the “residence premises” assuming the tree landed on building? Consider this hypothetical tree service invoice, without consideration of deductible: Remove tree limbs from roof of structure: $250 Cut tree limbs and tree trunk into small pieces: $3,000 Wood Chipper to chop tree: $500 Remove wood chips (including truck and disposal fees): $450 TOTAL INVOICE: $4,200 Would the company owe $500 (debris removal limit for one tree) or would the company owe $750.00 (debris removal limit plus cost to remove tree from structure)?