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Q 1/50
Score 0
The expenses listed below all reduce the amount of cash an individual has available for saving and investing EXCEPT
120
Stocks
Travel
Entertainment
Food
Q 2/50
Score 0
This relates to the purchase of assets that are expected to generate a rate of return, with the hope that over time the individual will receive back more money than they originally invested.
120
Investing
Protection
Income
Saving
50 questions
Q.
The expenses listed below all reduce the amount of cash an individual has available for saving and investing EXCEPT
1
120 sec
Q.
This relates to the purchase of assets that are expected to generate a rate of return, with the hope that over time the individual will receive back more money than they originally invested.
2
120 sec
Q.
What area of personal finance is Life insurance?
3
120 sec
Q.
These sources of income all generate cash that an individual can use to either spend, save, or invest EXCEPT
4
120 sec
Q.
Quantifing monetary objectives with definite time frames is a component of __________________
5
120 sec
Q.
One of the components of ____________ is to analyze the individual’s financial position and cash flows.
6
120 sec
Q.
Assisting the individual in the execution of the recommended financial plan is a component of Plan Implementation.
7
120 sec
Q.
Examining objectives with an individual’s resources and limitations is also a component of Objective Setting.
8
120 sec
Q.
Review the financial plan periodically to evaluate changing market conditions is a component of ____________
9
120 sec
Q.
At this point, the individual can comment on the proposed solutions.
10
120 sec
Q.
Use surveys, questionnaires, and interviews to gather information are components of Data Analysis.
11
90 sec
Q.
It refers to a wide range of products that can be used to guard against an unforeseen and adverse event.
12
150 sec
Q.
It refers to excess cash that is retained for future investing or spending. If there is a surplus between what a person earns as income and what they spend, the difference can be directed towards savings or investments
13
150 sec
Q.
Salaries, Bonuses, Hourly Wages, Pensions and Dividends are common sources of _____________.
14
150 sec
Q.
In order to assess financial status (i.e. investments, cash flow, liabilities,etc.)one should use ______________ data gathering.
15
120 sec
Q.
Which of the following four investmentsis considered the safest?
16
120 sec
Q.
Procedural Fairnes is a fair result in which people receive what they are due and what they deserve.
17
120 sec
Q.
Shares and bonds are floated in _____________.
18
120 sec
Q.
If you want to deposit money in a bank, which will be a wise choice?
19
120 sec
Q.
Which of the following help determine risk tolerance?
20
120 sec
Q.
Which of the following are considered the two fundamental types of risk?
21
120 sec
Q.
The following are areas of consideration that will help you decide on your investment alternative, EXCEPT:
22
120 sec
Q.
Which of the following assets are considered medium risk investments?
23
120 sec
Q.
Which are NOT considered as key participants in the investment process.
24
120 sec
Q.
This risk refers to the movement of prices in the market as shaped by economic and non-economic factors.
25
120 sec
Q.
It is the chance that the actual return would be different from the expected return on an investment
26
150 sec
Q.
It is better for investors to diversify their investment portfolios in order to minimize risk.
27
90 sec
Q.
It is a risk management technique wherein an investor includes a wide variety of assets or investment products in his investment mix.
28
150 sec
Q.
A collection of financial assets which an investor has decided to invest in.
29
150 sec
Q.
Expected outcome or earnings from an investment
30
120 sec
Q.
What is a bond?
31
180 sec
Q.
Which is TRUE of money market mutual funds?
32
180 sec
Q.
Rational investors will seek efficient portfolios because these portfolios are optimal based on:
33
120 sec
Q.
Who will decide on the declaration of dividends in a corporation?
34
180 sec
Q.
What is the difference between shares and bonds?
35
180 sec
Q.
How should one think of stocks?
36
180 sec
Q.
There are two types of stocks – common stocks and preferred stocks.
37
90 sec
Q.
An investment company, which pools the money of various investors and invest that money in bonds,
stocks or a combination of various investments.
38
150 sec
Q.
The return that you would expect if you hold the bond for a year and is expressed in percentage.
39
150 sec
Q.
An emergency fund is a certain amount of money that can be obtained quickly in case of immediate need.
40
90 sec
Q.
Liquidity is the ease with which an asset can be converted to
cash without substantial loss in peso value.
41
90 sec
Q.
It is a term that covers managing your money as well as saving and investing.
42
150 sec
Q.
The following are considered personal finance strategies EXCEPT:
43
150 sec
Q.
The three key principles in personal money management are:
44
150 sec
Q.
What percentage of your income do most financial gurus recommend saving?
45
150 sec
Q.
Which of the following money management principles describe frugality?
46
150 sec
Q.
Practice thrift, but always be looking for Big Wins, best illustrates what principle of saving?
47
150 sec
Q.
Pay-Yourself-First Philosophy can be applied in:
48
150 sec
Q.
It is the perfect symbol for personal finance in your early years.
49
150 sec
Q.
Your circumstances might not be your fault, but they're your responsibility, best illustrate what principle of money management?
