EverFi FutureSmart

A degree granted after two years of study, often by a community or junior college

Each bank account has a unique number that can be found at the bottom of a check or on your statement.

Type of insurance that protects a driver in the case of a car accident. States require it by law.

A degree awarded by a college or university for completing undergraduate studies.

The total amount of money in a banking account at any given time.

Basically a loan TO the government, except you are the lender in exchange for a dividend.

plan of how you will spend the money that you make or receive

Type of savings account in which you put your money away for a certain amount of time to allow your principal to earn interest

Payment type that works just like credit cards except the balance MUST be paid in full every month

A bank account that allows a customer to deposit and withdraw money and write checks. Using this can be safer and more convenient than handling cash.

A small, specially coded plastic card issued by a bank, business, etc., authorizing the cardholder to purchase goods or services on credit.

The complete record of your credit performance. It helps creditors determine your ability to pay back new debts

Max amount of money that may be borrowed at one time

A rating used by credit reporting companies to help lenders decide whether and/or how much credit can be extended to a borrower.

A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder