A cash card generally:        

Which of the following is a disadvantage of using phone cards, debit cards, electronic transfers, and ATM Cards?

Scott just got an ATM card to use and must choose a PIN (Personal Identification Number).  How should he select a PIN that will give him maximum protection against anyone else being able to find out what the pin is?

Money for saving, investing, or spending cannot be from:

Purchases made with your debit card are usually: 

A person's debt ratio shows the relationship between debit and net worth.  The lower the ratio the 

In creating her budget, Ann realizes that her expenses exceed her income.  Ann should immediately try to: 

Money set aside to grow is typically called 

Juan is a single and recent college graduate who just got his first full-time job. Which of the following should his first financial goal? 

You can set up an Individual Retirement Account (IRA) at: 

Jami lost her debit card. She did not report the card missing for 3 months. If an unauthorized person used her debit card, her maximum lability is: 

To make sure you will always remember your automated teller machine (ATM) card personal identification number (PIN), you should write the PIN and keep it: 

A type of electronic funds transfer (ETF) is

Which of the following does the Federal Reserve use to regulate the nation's money supply?

Which is the best example of a way to reduce fees paid for ATM transactions? 

Employees prefer direct deposits because: 

You have a checking account balance of $100 and you deposit a personal $200 check from your brother in your checking account.  When will you be able to withdraw $150 in cash? 

Pat has a savings account and a car loan from a not-for-profit financial institution owned by its members.  She is probably a member of what type of financial institution? 

Patty is selling her car through a newspaper advertisement. When she finds a buyer, she wants a form of payment which is guaranteed to be good.  Which form of payment should she avoid?

Banks use savings account deposits to:

Financial services and products generally offered by banks and credit unions include: 

The most liquid type of investment is 

What action should a person take who must make tuition payment at the end of August each year? 

A person is depositing $20 in cash and a check for $50.  On the checking account deposit slip, the person should: 

Doug wants to buy a car in two months, but does not have enough money.  What is the best way for Doug to get the money he needs? 

When James received his paycheck, he planned to cash it at a check cashing store.  You advise him to cash it at his own bank if possible. Why?

Consumer finance companies, which are often advertised on TV, are also known as: 

A blank endorsement on a check: 

Travelers checks, often used for vacations: 

Which financial product has the most predictable income? 

Margaret wants to store a valuable coin collection and important papers.  Generally, consumers should: 

Troy has $50 a month transferred from his checking account to his savings account. This is an example of 

Frankie's savings account has earned a lot of interest.  He wants to know if he must pay taxes on the interest earned.  What would the IRS tell him? 

Which of the following should be stored in a safe-deposit box? 

A teenage boy has opened a checking account.  He is surprised to find that though he is getting a written bank statement each month he is not getting his canceled checks returned.  The teenager should be aware that the reason canceled checks are NOT returned is to 

The best suggestion you gave a friend who is writing a check for the first time is: 

Financial Plans need to