It is a summary of a person's borrowing and repayment history

It is a record of a person's credit history.

is the ability to borrow money based on the trust that payment will be made in the future.

They are Equifax, TransUnion and Experian

Credit score from 300-850 that rates how likely a person is to fall 90 days behind in a payment.

a measure of a person's ability and willingness to make credit payments on time.

a borrower's financial track record in the form of borrowing history.

One of the factors of the FICO score that shows a history of the payments you have made on all credit you have obtained.

One of the factors of the FICO score that shows the number of accounts with a balance and how much owed on each loans still owed.

One of the factors of the FICO score that shows the Numbers of year you have credit

One of the factors of the FICO score that shows the number of recently opened accounts, recent credit inquiries, time since account openings and credit inquiries.

One of the factors of the FICO score that shows the number of credit accounts and and mix of credit types you have.

Money owed when using credit to buy goods and services.

It's the difference between assets and liabilities

Student loan is an example of

Personal loan is an example of

Any debt that must be paid in less than five years

Any debt that must be paid in over five years

They are money and other valuables belonging to an individual or business

they are debts one owes.

It is an example of an Asset.

It is an example of Liability

Knowing you net worth is important because it makes you understand your current____.

It's an outside firm hired to collect on delinquent accounts

They are example of a Public Records.

a consumer request that requires the credit bureaus to deny all access to a consumer's credit information or files

electronic warning placed on your accounts to monitor for suspicious financial activity

Another common scoring models for credit score besides FICO

the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.

protects you from fraud by proving alerts

A service that offers the benefit of early detection of unauthorized activity in order to limit the amount of financial damage that a person may suffer at the hands of an identity thief.