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Q 1/10
Score 0
Alex was hired on April 1, but did not elect benefits. When he calls the service center on May 15 he asks what coverage, if any, he has. You tell him:
30
No coverage at this point
Short term and Long Term Disability Only
Basic Life Insurance in the amount of his annual salary and Long Term Disability
Vision and Dental coverage Only
Q 2/10
Score 0
Maria is an exempt employee and according to her plan, her benefits begin on the date of hire. She wants to know how she will pay for her medical and dental benefits. You explain:
30
Premiums for medical will be deducted from her paycheck on a pre-tax basis, while premiums for dental will be deducted on a post-tax basis.
The company covers all of her cost for medical and dental insurance.
Premiums or contributions will be invoiced on a monthly basis.
Premiums or contributions for medical and dental will be deducted from her paycheck on a pre-tax basis.
10 questions
Q.
Alex was hired on April 1, but did not elect benefits. When he calls the service center on May 15 he asks what coverage, if any, he has. You tell him:
1
30 sec
Q.
Maria is an exempt employee and according to her plan, her benefits begin on the date of hire. She wants to know how she will pay for her medical and dental benefits. You explain:
2
30 sec
Q.
Ted has a domestic partner whom he wants to cover with his employer-sponsored medical plan. How is covering a domestic partner different from covering a spouse?
3
30 sec
Q.
When a newly-hired employee enrolls a dependent in coverage, when does dependent coverage typically begin?
4
30 sec
Q.
Mark is a new hire who elects the Classic PPO plan for himself and his wife. Mark also has a 22 year old son living at home while going to school. His parents support him but Mark will not add the son to the medical plan. If Mark elects a HCFSA, which members of his household
may use it?
5
30 sec
Q.
Gary is electing STD. In considering the different options, he asks what a 30-day waiting period means. You explain:
6
30 sec
Q.
Nancy is enrolling in the Consumer 1400 plan covering only herself. She sees that the cost for visiting her primary doctor is 20% after deductible. She wants to know what that will cost her. You tell her:
7
30 sec
Q.
Eric is a new hire and wants to elect supplemental life insurance in the amount of $200,000. Eric has a salary of $60,000. What will Eric need to provide to get that level of coverage?
8
30 sec
Q.
Harold has heard about Laser Vision Correction, and asks if the vision plan provides that. You check the Enrollment Guide and answer:
9
30 sec
Q.
Linda is interested in a Health Care FSA. She wants to contribute $2,000, but isn't sure she can spend it all. She asks what happens to the unspent balance at the end of the plan year. You explain: