One of the benefits of holding an investment for over a year rather than selling it in less than a year is that the

A man budgeted $200 a month for clothing. This month the man spent $150 on clothing therefore that budget item is considered to have

A person's debt ratio shows the relationship between debt and net worth. The lower the ratio the

A person complains about how expensive it is to be a cigarette smoker. One of the reasons cigarettes are so expensive is that

Spreading one's assets across several types of saving and investment products to manage risk is called:

Expenditures that remain constant from one time period to another are:

Jane saw a breakfast cereal being advertised on TV and insisted that her mother purchase this cereal. This is an example of advertising's:

In terms of retirement income, a person should realize that the amount of money the person will receive from the Social Security System?s benefits depends on the person?s

In addition to monthly mortgage payments, each year a homeowner can expect to pay

A good example of a well-stated financial goal is:

The term that best describes money left over after paying taxes, fixed and other essential living expenses, is:

John's company will match his pre-tax contributions to the company's retirement plan, known as:

A stock broker or financial consultant:

What does a well designed, successful financial plan include?

I find myself using my credit card to cover the cost of food or rent because I'm regularly short on cash at the end of each month. The best thing to do is:

Another term for the dollar amount of your paycheck after taxes and other withholdings is:

Financial plans need to:

In terms of their finances, when a couple has a baby, they will

Financial planning is important because it helps you to:

An important consideration when saving money for emergencies is:

Discretionary income is:

Which of the following careers would be a possible choice for someone interested in money and finance?

Financial planning helps individuals to:

Goals:

Which of the following will help you the LEAST in managing your money?

An important consideration when saving money for emergencies is:

Which of the following is necessary for successful budgeting?

In creating her budget, Ann realizes that her expenses exceed her income. Ann should immediately try to:

When deciding between two job offers with a similar salary offer, a person should first consider:

You want to gain control over your income and spending so that you will be able to save money. Which step will help you the most?

Our values are:

A well stated financial goal is:

Rossi has a part time job delivering pizzas to raise money for college in two years. Going to college is one of Rossi's:

You can set up an Individual Retirement Account at:

Electricity and food expenditures are:

An example of a fixed expense is:

Can Cathy withdraw money from her IRA savings account?

A clear understanding of our personal values will

The following is usually considered a variable expense:

Something you are working to achieve within a defined period of time is a(an):

Money set aside to grow is typically called:

A term that best describes your gross pay after taxes are deducted is:

Julian is a single and recent college graduate who just got his first full-time job. Which of the following should be his first financial goal?