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Q 1/20
Score 0
All of the following are covered under Section II of a Homeowners
Policy, EXCEPT:
60
Third party property damage for which the insured is legally liable
Damage to property of others
Medical expense of a boarder
Medical expense of a boarder
Q 2/20
Score 0
Anne falls in Kevin’s house and she is injured in an amount of
$1,000. How much will Kevin’s Homeowners Policy pay regardless
of fault?
60
$500
$1,000
Nothing
$1,000 less the deductible
20 questions
Q.
All of the following are covered under Section II of a Homeowners
Policy, EXCEPT:
1
60 sec
Q.
Anne falls in Kevin’s house and she is injured in an amount of
$1,000. How much will Kevin’s Homeowners Policy pay regardless
of fault?
2
60 sec
Q.
Under a Comprehensive Personal Liability Policy (Homeowners
Policy Section II), all of the following apply to the additional
coverage Damage to Property of Others, EXCEPT:
3
60 sec
Q.
The Personal Injury Endorsement would cover which of the
following?
4
60 sec
Q.
Which of the following is eligible to receive medical payments
under Section II if a Homeowners Policy?
5
60 sec
Q.
Frank and Mary have purchased a Homeowners Policy. Which of
the following is not considered an insured?
6
60 sec
Q.
Which of the following would be covered under the “Damage
to Property of Others” additional coverage of the Homeowners
Policy?
7
60 sec
Q.
An insured, in backing from his driveway, backs into the neighbor’s
son on his bike. The son is hospitalized and there is damage to the
bike. Which section of the insured’s policy pays?
8
60 sec
Q.
Auto physical damage coverage is normally written:
9
60 sec
Q.
Marla and Cindy both have Personal Auto policies. If Marla
borrows Cindy’s car and runs over a pedestrian, which policy will
provide bodily injury coverage for the injured party?
10
60 sec
Q.
Under a policy with limits of $25,000 bodily injury per person,
$50,000 bodily injury per accident and $10,000 property damage
per accident; what would be the insurer’s liability arising out of
a single accident where claimant A has injuries in the amount of
$25,500; claimant B, $20,500; and claimant C $4,000?
11
60 sec
Q.
The definition of a covered auto in the Personal Auto Policy
includes all of the following, EXCEPT:
12
60 sec
Q.
Automobile collision insurance under the Personal Auto Policy
provides payment for losses:
13
60 sec
Q.
Jack hit a deer with his Honda. He had a $250 deductible “collision
coverage” and $50 deductible “Other Than Collision” coverage.
The damage to his Honda was $450. How much will he be paid?
14
60 sec
Q.
Karen carries only “Other Than Collision” coverage on her car.
In the event of a collision doing $400 damage to her car, including
glass breakage totaling of $50, how much will she receive?
15
60 sec
Q.
Which of the following is not an example of an unfair trade
practice?
16
60 sec
Q.
Producers may split commissions under which of the following
circumstances?
17
60 sec
Q.
An article that includes false statements about the financial
condition of an insurer is an example of:
18
60 sec
Q.
A producer may be guilty of misrepresentation if he/she:
19
60 sec
Q.
An employee of an agency must be licensed as a producer if he/
she: