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Q 1/50
Score 0
In managing risk, what does it mean to share it?
30
To set aside resources to cover potential loss
To take measures to prevent loss
To shift the possibility of loss to an insurance company
To take measures to eliminate the cause of potential loss
Q 2/50
Score 0
Liability insurance protects you against
30
sickness
lawsuits
personal injuries
property damage
50 questions
Q.
In managing risk, what does it mean to share it?
1
30 sec
Q.
Liability insurance protects you against
2
30 sec
Q.
When you apply for automobile insurance on your own, you will need to provide the insurance company with all of the following except
3
30 sec
Q.
If you were in a car accident, which of the following is needed when you file a claim?
4
30 sec
Q.
What coverage reimburses a car owner if the car is stolen?
5
30 sec
Q.
Which one of the following will not affect the cost of automobile insurance?
6
30 sec
Q.
What do you pay out-of-pocket on an automobile or property insurance claim?
7
30 sec
Q.
While driving to the store, you swerved to miss a dog and drove into a tree. You and the dog are all right, but it will be expensive to repair the damage to your car. What type of automobile insurance coverage will provide reimbursement for damages to your car?
8
30 sec
Q.
While driving to the store, you swerved to miss a dog and drove into a tree. You and the dog are all right, but it will be expensive to repair the damage to your car. What type of automobile insurance coverage will provide reimbursement to the property owner if the tree is damaged?
9
30 sec
Q.
Which of the following pairs represents the general types of insurance often provided by employers?
10
30 sec
Q.
In general, who would most need life insurance?
11
30 sec
Q.
What are the two most important types of insurance you need at your young age?
12
30 sec
Q.
Which of the following would be most likely to purchase malpractice insurance?
13
30 sec
Q.
What is a premium?
14
30 sec
Q.
Which of the following factors would NOT affect your premium?
15
30 sec
Q.
How does the amount of your deductible affect your insurance premium?
16
30 sec
Q.
Which of the following would probably have a higher automobile insurance premium?
17
30 sec
Q.
Which of the following is NOT one of the four methods of managing risk?
18
30 sec
Q.
If you are in an accident and the cost to fix your damaged car is $2500, and your deductible is $500, how much will the insurance company pay to fix the car?
19
30 sec
Q.
If you are in an accident and the cost to fix your damaged car is $2500, and your deductible is $500, how much will you have to pay to fix the car?
20
30 sec
Q.
Which of these is not a factor when it comes to calculating your insurance premium?
21
30 sec
Q.
A 16 year old is how much more likely to have an accident than an 18 year old?
22
30 sec
Q.
Which of the following would NOT be a way to lower your auto insurance premium?
23
30 sec
Q.
Which of the following is NOT a factor in the cost of your auto insurance premium?
24
30 sec
Q.
One in _____ Americans visit the emergency room each year.
25
30 sec
Q.
What is the average cost of an emergency room visit? (Hint: Has a 5 in it)
26
30 sec
Q.
What percent of high school students admit to using their cell phone while driving?
27
30 sec
Q.
If you have an accident while driving you should file a
28
30 sec
Q.
Type of automobile insurance coverage that covers bodily injuries to people outside of your car
29
30 sec
Q.
Type of automobile insurance coverage that covers damage to your car as the result of an accident for which you were responsible.
30
30 sec
Q.
Type of automobile insurance coverage that covers your lost wages and medical expenses if you are in an accident with someone who doesn’t have auto insurance
31
30 sec
Q.
Which of the following is NOT one of the main types of automobile insurance coverage
32
30 sec
Q.
Which of these should you carry with you rather than keep in your files?
33
30 sec
Q.
What is the type of insurance that protects your car from fires, theft, vandalism and break-ins?
34
30 sec
Q.
Which of the following would probably result in lower auto insurance premiums?
35
30 sec
Q.
The chance of loss from some type of danger
36
30 sec
Q.
Written contract detailing what an insurance company will cover, how much it will pay, and how much you will pay
37
30 sec
Q.
The maximum amount the insurance company will pay if you file a claim
38
30 sec
Q.
The rights and responsibilities of the insured and the insurance company
39
30 sec
Q.
A request for payment to recover financial loss from damages
40
30 sec
Q.
Insurance that an engaged couple may purchase
41
30 sec
Q.
Insurance that protects a worker’s earning power
42
30 sec
Q.
Insurance that provides financial support for dependents in the event of an untimely death
43
30 sec
Q.
Insurance typically purchased by frequent travelers to unstable countries
44
30 sec
Q.
Insurance that protects you for unintentionally injuring someone or damaging another’s property
45
30 sec
Q.
Insurance that protects your possessions from fire or theft
46
30 sec
Q.
Insurance that someone going on an expensive trip may purchase
47
30 sec
Q.
Insurance that protects service businesses from lawsuits
48
30 sec
Q.
Insurance that would pay for damage to watercraft
49
30 sec
Q.
Insurance that pays medical bills when you become sick or injured
